See how much you qualify for in today's market.


We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

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We can answer your mortgage related questions.

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Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

FHA Loans

VA Loans

Conventional Loans

Home Refinance Loans

Jumbo Home Loans

Home Purchase Loans

Second Look program

Think you’ve found the best mortgage deal with another lender? Let us give you a second look for free, with no obligation. Just upload a copy of your Loan Estimate (LE) from the other lender and we’ll let you know if we can beat their offer.

What Our Clients Are Saying About Us

  • Mike was great to work with and got me a great deal on the mortgage as well as getting everything closed on time. Definitely recommend his services.

    thumb Karthik Gadiyar

    Michael and his entire team were extremely professional with excellent communication skills. I was updated in detail through every phase of my loan.

    thumb Tammie Schulman

    As an experienced home buyer, I asked for Michael's help with a situation that required his broker expertise and advice. After the initial loan application, he gave me realistic parameters... read more

    thumb Kristen L Franz

    Mike and staff did a great job with my loan- when it came to speed, keeping me posted of where we were in the process by far exceeded my expectations.... read more

    thumb Barbara Orozco
  • Mike was beyond instrumental and helpful with assuring a first time home buyer/owner! On top of being a professional on line and over the phone he would call to follow... read more

    thumb Miguel Heredia

    Mike and his team are by far the most efficient and helpful team you can have on your side when buying a home. He provided thorough explanations each step of... read more

    thumb David Ithier

    Michael O'Connor is a man of HIGH integrity. He did not end up financing the loan for my home but was a trusted adviser and absolute pleasure to work with.... read more

    thumb Joshua Emerson

    Michael is by far the best loan officer i have ever used. He literally made the seemingly impossible possible. He walk us through ever step of the way and was... read more

    thumb Keith Smith
  • As exciting as purchasing a new home is, it also comes with its fair share of stress. Having a mortgage broker who is thoroughly communicative and responsive can really help... read more

    thumb David Doermann

    Michael and his team were great to work with as a first time home buyer. He was very communicative and transparent throughout the whole process and never made us feel... read more

    thumb Jariel Lee-Callejo

    Mike is an amazing lender to work with! 5 stars in communication, due diligence, timeliness, helpfulness + knowledge. He goes above and beyond in every area. So thankful to be... read more

    thumb Brittany Cantarini

    I have had the privilege and joy of knowing and working with Mike on multiple mortgages over a period of eleven years, going back all the way to 2011. ... read more

    thumb Juan C. Torres
  • Being a Realtor I have had the opportunity to work with many different lenders. Given a choice I do my best to direct my buyers to a lender that... read more

    thumb Greg Newhouse

    My husband and I are first time home buyers, and we were really excited, but scared to start the home buying process. There were a lot of unknowns for us,... read more

    thumb Caitlin Frost

    Finding a new home is an exhilarating experience, but add to that the joy and anticipation of welcoming our first child, and you have a whirlwind of emotions. Luckily for... read more

    thumb Erick Frost

    Mike did an amazing job for us. We are first time homebuyers and he really made this process easy for us. He is extremely knowledgeable and was always available for... read more

    thumb caraeng7
  • From an in-passing query of "what are rates looking like?" began a short hike on an easy trail to re-financing my home. Mike and his team are very organized and... read more

    thumb Joan Holmes

    Michael, You were our knight in shinning armor in our time of need. With the advent of the historic low interest rates earlier last year we were in search... read more

    thumb Raymond Allen

    Mike helped me feel comfortable and confident in buying my Dream home. He took the time to help me strategize and prepare my credit so that I can maximize my... read more

    thumb Joey Zaragoza

    Mike was really friendly, responsive, and flexible throughout the whole process! He was always available to answer any questions (and I had lots). He also always kept us updated regarding... read more

    thumb Sarah Izaguirre
  • Working with Mike and his associates was great! My husband and I are both self-employed which lenders were wary of during the pandemic. Mike coached us thru the... read more

    thumb Andrea Graham

    Mike was awesome! He communicated with both myself and our client without prompting. He provided updates throughout escrow and communicated with the listing agent as well. The sign of a... read more

    thumb Shannon Cosgrove

    It is with great appreciation that I write this letter on behalf of Michael O’Connor. I had worked with Michael on the re-financing of my home and had a very... read more

    thumb Marla Weingart

    Mike was seriously the best!! The process was extremely smooth, no stress, very knowledgable, all of the above. Mike was even on vacation in Hawaii and STILL worked so hard... read more

    thumb David Allen
  • Mike and his team delivered a top notch experience. Every question was answered almost instantly. The process was painless. This was my second transaction with Mr. O’Connor. I will definitely... read more

    thumb Austin Pennington

    To be successful in a competitive home buying market, like the one we're currently in, you must have the right people advising you. That's doubly true when you're trying... read more

    thumb bawlwokr

Michael Anthony O'Connor - Community Home Funding, Inc. – Your Trusted Mortgage Expert

Welcome to www.michaelanthonyoconnor.com!

Michael O'Connor is your premier mortgage team located in Southern California. Michael Anthony prides himself on offering some of the most competitive rates and making the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.


Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Our highly experienced mortgage broker here can help you take that first step toward a financial solution.


Although Michael Anthony O’Connor is located in Irvine, CA, we do business throughout the entire state of California!


Take the first step towards your dream home. Schedule a complete mortgage plan, including a total cost analysis by clicking the button below.