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Michael is by far the best loan officer i have ever used. He literally made the seemingly impossible possible. He walk us through ever step of the way and was... read more extremely professional and patient. Thank you so much Mike! We now have a beautiful home we can call our own because of you.

As exciting as purchasing a new home is, it also comes with its fair share of stress. Having a mortgage broker who is thoroughly communicative and responsive can really help... read more ease some of that stress and that was Mike throughout the entire process. He was an absolute pleasure to work with and I would happily and confidently recommend his services to anyone I know.

Mike was beyond instrumental and helpful with assuring a first time home buyer/owner! On top of being a professional on line and over the phone he would call to follow... read more up to ensure I was comfortable with his services. I definitely recommend for first time buyers, second time etc as he will be eager and excited to help out!

Mike and his team delivered a top notch experience. Every question was answered almost instantly. The process was painless. This was my second transaction with Mr. O’Connor. I will definitely... read more use him again in the future.

Finding a new home is an exhilarating experience, but add to that the joy and anticipation of welcoming our first child, and you have a whirlwind of emotions. Luckily for... read more us, we had the incredible privilege of working with Mike who seamlessly guided us through this monumental journey. From the moment we started working with Mike, his patience and attentiveness to our desires for our first home instantly put us at ease. He is an intentional human being who took time to understand our unique needs and goals, paying careful attention to our financial situation and long-term plans. This level of personalized care and attention to detail made us feel valued and assured that we were in good hands. I often told Mike that as a first time home buyer I was a 'student of this process' and he welcomed my many questions with joy and an extraordinary depth of knowledge in his field. Mike's ability to break down complex concepts into understandable terms was an absolute gift. In addition to their professional prowess, Mike walked us through this journey with genuine empathy and understanding from day one. Mike took on the challenge of finding us a home while preparing to have our first child as if we were family! It is with Mike's unwavering support and expertise that we now live in the most beautiful home we could hope for with our almost 4 month old daughter. We wholeheartedly recommend Michael O'Connor to anyone seeking guidance and support in their quest for a new home. His professionalism, knowledge, and personal touch makes him an invaluable asset in the complex world of mortgage financing. We are eternally grateful for their unwavering commitment and can confidently say that our journey would not have been the same without their exceptional assistance. Thank you times infinity, Mike for turning our dreams into reality and for being an extraordinary partner during this momentous chapter in our lives!

Mike did an amazing job for us. We are first time homebuyers and he really made this process easy for us. He is extremely knowledgeable and was always available for... read more us when we needed him. We will only be using Mike for our future needs and will recommend him to anyone who needs an outstanding lender. Thank you for everything Mike!!

Michael and his entire team were extremely professional with excellent communication skills. I was updated in detail through every phase of my loan.

Mike was great to work with and got me a great deal on the mortgage as well as getting everything closed on time. Definitely recommend his services.

Michael O'Connor is a man of HIGH integrity. He did not end up financing the loan for my home but was a trusted adviser and absolute pleasure to work with.... read more The negotiations on my new build required me to use the builder's lender otherwise I would have used Mike without question. He provided information timely, accurately, and with honesty and integrity which is something that you need in a mortgage consultant. I will be using him in the future and recommending him to family and friends.

My husband and I are first time home buyers, and we were really excited, but scared to start the home buying process. There were a lot of unknowns for us,... read more and we wanted a lender that we could trust to get the best possible rates during this competitive market. Mike immediately constructed a plan for us, and did everything he could to go above and beyond for our loan. We were able to have two of our offers accepted immediately with an FHA loan! He even called some of the agents to give them everything they needed to have peace of mind about having a smooth transaction process. I am so thankful for Mike, and look forward to working with him again in the future!

Mike was really friendly, responsive, and flexible throughout the whole process! He was always available to answer any questions (and I had lots). He also always kept us updated regarding... read more everything that was going on which was extremely helpful. And on top of that he helped us find homeowners insurance which was extremely helpful due to the fact that our new home was in a high fire area so we were constantly getting denied with so many different companies. He made the process extremely easy and straightforward! He won’t steer you wrong and will help make it happen!

It is with great appreciation that I write this letter on behalf of Michael O’Connor. I had worked with Michael on the re-financing of my home and had a very... read more seamless experience. I was impressed with his integrity, dedication and commitment to finding me the best rate. He did an amazing job! Michael exemplifies what it means to be a professional. While working on the refinance of my house, I got quotes from multiple lenders and was encouraged to use the lender through the bank that had currently held my mortgage. Michael was recommended to me by a friend who was very pleased with the work he did on her behalf so I felt that I needed to also give Michael the opportunity to procure my loan. I was honest with both lenders and felt that only Michael had my best interest at heart. In the end, Michael was the best choice because he is knowledgeable, honest and patient. Michael made sure that I was comfortable with each step of the process and spent time explaining and articulating what each item meant. I think that this is what truly sets Michael apart. He took the time to educate me on all of the real estate terms that I would need to be aware of and understand. I was able to go to Michael with any question and got a quick and thorough reply. I truly felt that Michael was looking out for me as a homeowner and that he had my best interests at heart. Michael’s professionalism and work ethic were unparalleled. Not only was he available to answer all of my questions, of which I had many, he also checked in with me on a consistent basis to make sure I understood and was comfortable with the process. His ability to communicate efficiently and his knowledge of the real estate market made him an invaluable asset to my real estate team. I believe wholeheartedly that Mr. O’Connor is one of the best in the business! He is able to assimilate into a community of professionals and quickly become a respected and helpful team member. I have received only positive feedback from everyone involved in regards to Michael’s work ethic. I, too, have been very impressed by his eagerness to assist everyone involved in this process. Mr. O’Connor is knowledgeable and attentive, dependable and honest! He possesses all the qualities I was looking for in a mortgage broker and so much more! I am hugely grateful and thankful for all of the work that Michael has done on my behalf during this process. I will definitely be using Michael for my next purchase and will happily recommend him to anyone I know that is going to purchase or refinance a home.

Working with Mike and his associates was great! My husband and I are both self-employed which lenders were wary of during the pandemic. Mike coached us thru the... read more process and worked hard to make sure we were matched with the lender that would give us the best rates. We are so happy with our mortgage terms and the overall experience with Mike! We'd 100% use him again in the future.

Mike was seriously the best!! The process was extremely smooth, no stress, very knowledgable, all of the above. Mike was even on vacation in Hawaii and STILL worked so hard... read more to get us this house, Like worked harder than people that were at their regular jobs at home! I can't recommend him enough if you're trying to buy a house.

From an in-passing query of "what are rates looking like?" began a short hike on an easy trail to re-financing my home. Mike and his team are very organized and... read more communicative, leaving no stone unturned to make the re-fi process streamlined and efficient....getting it done in less than 30 days!

Michael and his team were great to work with as a first time home buyer. He was very communicative and transparent throughout the whole process and never made us feel... read more bad for asking questions. He made the stressful experience of moving and buying a home feel as comfortable as possible. We are very appreciative for all the hard work Michael has done that allowed us to purchase our first home and will recommend him to all of our friends and family also looking to purchase a home.

Mike was awesome! He communicated with both myself and our client without prompting. He provided updates throughout escrow and communicated with the listing agent as well. The sign of a... read more truly professional lender is one who is able to explain, in a concise manner to both client and agent(s), and that is exactly what he did. He was also willing to go above and beyond when we were in a pinch for time and a shorter escrow period. I am looking forward to my next transaction with him and his team.

Being a Realtor I have had the opportunity to work with many different lenders. Given a choice I do my best to direct my buyers to a lender that... read more is knowledgeable and efficient and Mike is both those and more. The most recent deal I had the pleasure of working with Mike on was a large somewhat difficult loan which Mike and his crew navigated with experience and confidence. Thanks Mike !!!

Mike helped me feel comfortable and confident in buying my Dream home. He took the time to help me strategize and prepare my credit so that I can maximize my... read more buying power and get the best interest rate available. I have recommended Mike to my coworkers, friends and family—because I Trust him

Michael, You were our knight in shinning armor in our time of need. With the advent of the historic low interest rates earlier last year we were in search... read more of an experienced and knowledgeable mortgage agent. We were referred to you by a trusted advisor and boy did you fit the bill. You worked tirelessly in not only securing a great loan at the lowest possible interest rate for us but also for our son who was looking to buy his first home. I would recommend Michael to anyone looking for an experienced, compassionate, knowledgeable, funding broker. We have owned our home for over 30 years so needless to say we have had experiences with all types of brokers. Without a doubt Michael was a God sent super star who was always there to answer all of my questions and respond to all of our needs. I would never using anyone except Michael ever again. Thank you from the bottom of our hearts. Raymond and Mary Allen

To be successful in a competitive home buying market, like the one we're currently in, you must have the right people advising you. That's doubly true when you're trying... read more to utilize a VA loan in an ocean of "all cash" offers. Mike and his team did an unbelievable job at navigating the complexities of the VA program, while assuring the seller's agents that we could close in an expeditious manner. We ultimately closed the transaction under a very aggressive timeline, with very satisfactory terms for the borrower (me). Mike's intense focus and determination were crucial elements of my successful outcome, and I am delighted I had him in my corner.

Mike and his team are by far the most efficient and helpful team you can have on your side when buying a home. He provided thorough explanations each step of... read more the way while also giving accurate financial information and options. Mike will diligently maintain communication and will work through his schedule to keep you up to date and answer any concerns. Furthermore, Mike made the whole process simple and straight forward, completing everything on schedule and in a timely manner. I am extremely satisfied, and I highly encourage any future home buyer to work with Mike to meet their needs.

I have had the privilege and joy of knowing and working with Mike on multiple mortgages over a period of eleven years, going back all the way to 2011. ... read more I recommend Mike to you with no hesitation or qualification whatsoever. He is a man of impeccable integrity, unrivaled professionalism, and he is a mortgage broker that just knows how to get things done. He is incredibly resourceful, has a wonderful team working with him, and in spite of his many gifts and skills he still manages to be one the friendliest, kindest, most down to earth people I have ever known or dealt with. In 2011 he helped my family with a very difficult modification. Back when the housing market crashed, I found myself with a mortgage that was underwater. It did not have a fixed rate, nor were the taxes included! It was a nightmare, but Mike was somehow able to get me some $70,000 forgiven, got me a lower fixed rate, and had my monthly payment lowered! Ten years later in January of 2021, I was able to refinance the loan on a duplex and pulled enough money for a downpayment for another home. Of course, Mike again got me excellent results. Moving forward one year, I was able to close on a new home (01/05/22). Mike got me an excellent rate, referred me to a superb realtor, who managed to get me a house in a prime neighborhood in Westchester. I was able to buy the home for less money than it was valued. Mike got my loan started, approved and funded in less than 21 days, even though Christmas and New Years were included in this timeframe. Buying a home and doing a loan modification can be very stressful. Have Mike confidently and calmly do the heavy lifting for you. I cannot recommend him enough.