Every borrower should get pre-approved before they go shopping for a home.  Let both your borrowers and agents know the difference between a pre-approval and pre-qual from those online sites. You may be wondering what it is like to buy a home.  Should you start your search online?  Should you look at homes first or…

Read More

There is a lot that goes into getting a home loan and there are certainly steps you can take to make sure you have the best underwriting experience. In this video we are going to share the top three tips for having the best underwriting experience. Let’s begin with Tip Number One.  Tip #1: Respond To…

Read More

You Don’t Need 20% Down To Buy A Home This is Michael Anthony O’Connor with Community Home Funding, Inc. and I’m here today to talk about why you don’t need twenty percent down to buy a home. It seems like you’ve been trying for years to save enough money for a down payment for a…

Read More

This is Michael Anthony O’Connor with Community Home Funding, Inc. and I’m here today to talk about why you don’t need twenty percent down to buy a home. If you are a veteran and served this country, first thank you for you service and second, there are many benefits that come with using your VA…

Read More

There are a variety of mortgage programs available today and it’s important to work with a mortgage lender who will offer you a variety of loan programs that will get you into the right program with the right payment. Hello, this is Michael Anthony O’Connor with Community Home Funding, Inc. and in this video, I…

Read More

That’s right… April 8th, is National Empanada Day! Do you prefer Savory or Sweet? What’s your Favorite kind of Filling? Who makes the BEST Empanadas? Just so you know, it’s OK to like Both and have more than one Favorite.  Plus I’m always open to recommendations on who makes the BEST! Let me know in…

Read More

On loans up to $726,525 at 80% LTV or less. Purchase Price: $908,000. Loan Amount: $726,525. Our Borrower is a retired unmarried individual who’s only income is their monthly Social Security benefit, which definitely does not satisfy the income requirements needed for a loan of this stature. The Solution: We used the Trust, as Income…

Read More

  For Dreams to become Reality… There Needs to be a Plan! What are Your Dreams, and what is your Plan to make them a Reality? -MikeO

Read More

After a few phone conversations and emails correspondences, we had what we needed to get her a pre-approval so her agent could present an offer and have it accepted. After all was said and done, here’s with she had to say… ” I’m retired now, but worked in Real Estate for more than 14 years,…

Read More

Welcome to ! Please check back for future articles and information.

Read More